GEM uses Plaid* (link it) where you select your bank then enter you login credentials to verify. If Plaid does not recognize your bank, you will need to manually enter your account information via the GEM Vault. After 1-3 business days two micro deposits will be made into your bank account and you will be prompted to verify your bank account by entering the two micro deposit amounts into the GEM Vault. The micro deposits will appear in your bank transaction statement as “GEM TRANSFER AMOUNT.” After verifying the two micro deposit amounts, your account will be officially verified and ready for transactions! If you have any questions or encounter any issues, please reach out to payments@gemtheapp.com.